Three Basic Sources of Liposuction Financing
There are some plastic surgery procedures that cost much more than others and liposuction is one of the more expensive procedures. Many are put off by the cost and can't even afford the relatively cheaper laser lipo cost for a small treatment. Typical cost can range from a couple thousand dollars to over five figures for major procedures. Fortunately for many who do not have that kind of money to fork over on the spot there are other options especially since we known health insurance will not cover elective procedures.
While most of the older population tend to afford less expensive cosmetic procedures such as face lifts and Botox injections and can pay in cash, younger women who are seeking plastic surgery will require financing. Liposuction financing boils down to the cost of borrowing which must be included in the overall cost of the procedure there are different places where a person with various credit scores can find a lender.
The first place to start is with the clinic itself. Most places will offer to carry the financing in house. With the recent downturn in the economy, the number of liposuction procedures have be hit especially hard and some plastic surgeons are turning to zero interest for twelve months as an incentive to attract clients. But be wary of the terms once the interest does start if you cannot realistically pay it off during the zero interest. Most of these terms are so bad that a cash advance on your credit card offer comparable interest rates.
Another place to check out is local financing companies that specialize in extending credit for patients. Most surgeons do have relationships with these companies in the area so they could refer the patient to any number of them. These companies will often work out a payment plan to fit almost any budget as long as the person has a steady source of income.
Then there are nationwide companies that can extend a line of credit to anyone who qualifies. Most limits are up to $25,000 which would more than cover almost any procedure. Some financing companies specifically target people with health insurance. Check with your plastic surgeon and local listings for companies that might be able offer liposuction financing for your desired procedure.